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How to Finance Your Dream Japan Trip from India with a Personal Loan?

A Japan holiday can be once-in-a-lifetime. Famous for its unrivaled natural beauty, advanced technology, delicious food, and vibrant culture, Japan is the perfect vacation spot of numerous Indian visitors. However, financing a Japanese vacation from India can be exasperating. Flights, accommodation booking, transport in Japan itself, day trips, and meals can quite easily mount, and you find yourself sitting there wondering how on earth you would ever even fund your holiday of a lifetime. That’s where the option of taking out a personal holiday loan comes in as the perfect solution for funding your holiday of a lifetime.

In this step by step guide, we will discuss Japan tour cost from India, split the cost and let you know how a personal loan can assist you to raise fund for your tour without any problem.

Japan Tour Cost from India Explain

Now that we are planning your tour, you may be interested in understanding approximately spent amount on a Japan tour from India. We will elaborate it under the wide heads of expenditure:

Flights

Air ticket prices are your largest outlay on travel. You might have spent between ₹40,000 and ₹70,000 for round-trip travel from India to Japan based on airline service, flight duration, and the number of days in advance of the flight you bought the ticket. Buying in advance or taking economy class will set you back by a few hundred dollars.

Accommodation

There are ample choices of accommodations available in Japan that vary from budget hotels to hostels to luxury traditional Ryokans. On average:

  • Budget hotels cost ₹2,500–₹5,000 per day.
  • Mid-range hotels cost ₹6,000–₹10,000 per day.
  • Luxury is from ₹15,000 and higher per day.

    For a seven-day stay, the cost would range from ₹20,000 to ₹1,00,000 depending on your choice of accommodation.

Local Travel

Domestic travel in Japan is very convenient with exclusive reliance on public transport. The touristy way would be a Japan Rail Pass and the cost would be ₹20,000–₹30,000 for seven days. Local transport also would be easy through bus and subway passes for ₹2,000–₹5,000.

Sightseeing & Activities

The cost for sightseeing varies depending on your schedule. Ticket charges for a destination like Tokyo Disneyland, Mount Fuji, temples, and museums are ₹500–₹3,000 per location. A seven-day sightseeing estimated amount will be ₹10,000–₹20,000.

Food & Beverages

You would have to try Japan’s food. Food will cost between ₹1,000 for regular food and ₹4,000 for decent food. ₹7,000–₹15,000 a week will do for food.

Miscellaneous Expenses

Shopping, souvenirs, emergency funds, travel insurance, and spendthrift need to be planned. ₹10,000–₹15,000 would be sufficient for add-ons.

Total Estimated Cost

Your one-week Japan tour from India may cost between ₹1,00,000 and ₹2,50,000 per person depending on your holiday spending.

Why Take a Travel Personal Loan?

Your such lavishly spent holiday can just cannot be funded by you, but your very own personal loan for travel will be your money buddy. Why?

No need to wait for your dream

You will not be on tight budgets or miss out on things that you need since you are borrowing a personal loan. Should you like to be stayed in a normal Ryokan, dined at a Michelin-starred sushi restaurant, or roamed among some cities, you will be able to enjoy your vacation without burning coins.

Instant Disbursal and Approval

Instant sanctioning and disbursal of personal loans and instant sanction of personal loans are being performed by banks and personal loans to a very large extent. After deciding your traveling dates, you can plan your loan sanction in two working days and there is enough time left with you to book your air ticket and bedroom.

No Collateral Required

Personal loan is not collateral-based, and therefore you do not have to mortgage any asset or collateral as security for the loan.

Amount Flexibility

Personal travel loan enables you to withdraw the same loan which you desire. Your holiday expense can be withdrawn as ₹1,00,000 or ₹3,00,000; you can withdraw the latter.

Repayment Flexibility

They all offer payment flexibility and the tenor may be 12-60 months. You may take an EMI which will be highly pocket-friendly for you on a monthly basis.

Steps to Take a Travel Personal Loan

It is easy to take a travel personal loan and the below are the steps to be taken:

Calculate the Amount You Need As a Loan

Estimate your travel cost to Japan. Add airfares, lodging, local transport, supplies, and some amount for the remainder of the cost of all the rest of things. Put down the amount and then take a loan for whatever amount money you need to take in order to cover your saving shortfall.

Check Eligibility

Prior to making an application, ensure your eligibility requirements, which may differ from other lenders but are usually:

  • Age: 21–60 years.
  • Income: Minimum ₹20,000 per month.
  • Profession: Fixed income earning salaried or self-employed.

Comparison with Lenders

Other banks and agencies also charge different interest rate, processing charge, and repayment tenor. Compare online services in order to get the best deals from the financier.

Document Submission

You will typically need to submit:

  • Identity document (Aadhaar Card, Passport, etc.
  • Income proof (salary slip, IT returns, etc.)
  • Address proof (bill, lease agreement, etc.)
  • Employment proof.

Sanction and Disbursement

Once you have submitted the documents, your application will be sanctioned by the lender. During sanction, the amount sanctioned will be deposited in your bank account.

Tips to Cut Down Your Japan Tour Cost

If you are ready to minimize your cost and repay the loan, then these cost-cutting tips of Japan tour from India are for you:

  • Premium Flight Bookings: Book the flights 3–6 months in advance as flying is affordable now.
  • Off Season Visit: Do not visit in March-April or late April-early May as these are the peak seasons for these two months.
  • Budget Hotel: Hostels, Airbnb, or capsule hotels are more affordable than mid-range hotels.
  • Public Transport: Japan is fortunate to have a very efficient public transport system that is very cheap. Purchase a prepaid Suica or Pasmo card and use it without restrictions.
  • Cook Your Own Meals: Majority of the Japanese hotels provide kitchenettes, thus avoiding eating out.

Conclusion

India to Japan is an experience once in a lifetime, and money will never come in your way of enjoying an experience once in a lifetime. You can take the holiday loan in the form of personal loan which will assist you to pay back your vacation amount of choice without any tension. Plan your travelling expense, compare loans, and opt for the repayment facility as per your affordability.

Whether walking Tokyo streets, looking out at Kyoto temples, lounging about in an Onsen, or savoring real sushi, having everything planned in advance for your vacation in Japan is being able to enjoy creating memories one would recall for the rest of his/her life without mussing one’s purse.