If you want to become a PCO driver, the first thing you need after a PCO licence is a PCO car with insurance. This option allows you to get a fully protected vehicle without the hassle of dealing with insurance companies and policies.
Another great thing about PCO car hire with insurance is that you don’t have to buy a car, which often requires a hefty investment. Instead, you can contact a PCO car rental company and get a private hire vehicle on easy terms.
Here’s everything you need to know about this option.
What is PCO Car Hire with Insurance?
Are you a PCO driver who wants to start earning quickly without having to buy a car or deal with insurance companies? If yes, consider renting a PCO car with insurance. With it, you can quickly get a licenced private hire vehicle with separate insurance that’s meant to cover PCO drivers in case something goes wrong.
Drivers who choose this option don’t have to worry about their cars meeting TFL (Transport for London) standards. Everything is taken care of by the company that provides you with the car.
Why Choose PCO Car Hire with Insurance?
There are many reasons to choose PCO car hire with insurance, including:
Insurance Coverage
Regular insurance doesn’t work when you are using a car to earn money. You need coverage that’s specifically designed for PCO drivers. It’s important because PCO drivers spend a lot of their time on roads, which makes them more prone to accidents.
PCO car insurance protects you against third-party liability claims, vehicle damage, and even injuries to passengers in case of an accident. Plus, many PCO car rental companies offer flexible terms so you can get a vehicle per your needs without worrying about getting stuck with the wrong insurance policy.
No Upfront Costs
Buying a car that’s ideal for the PCO world requires massive upfront costs. On the other hand, PCO cars with insurance come at a fraction of these costs. This means you don’t have to make savings for years to get a car that you can obtain for a small amount with simple terms. That too, without worrying about licensing or ensuring compliance with TFL standards. The PCO cars meet all the necessary standards already.
Flexibility
Flexibility is another great benefit of PCO car hire with insurance. Many PCO car rental companies have diverse fleets of cars, which allows you to choose a model that best fits your needs.
Maybe you need an all-electric vehicle that complies with TFL standards or a premium model that offers high-end rides to passengers. Whatever your preferences are, PCO car hire with insurance allows you to fulfil them. And if you feel like your current car doesn’t match your driving style, you can easily switch to one you can drive more comfortably.
Maintenance and Support
When you own a car, you are responsible for its maintenance and dealing with unexpected breakdowns. However, such is not the case with PCO car rentals. The rental companies are usually responsible for keeping their cars well-maintained. From oil changes to tyre checks, everything is managed by your car provider, so you have one less thing to worry about.
And that’s not it. These companies also offer support when you are dealing with breakdowns. For instance, when things go wrong and you are stranded in the middle of nowhere, instead of searching for a mechanic, all you have to do is make a phone call to your car provider and they will take care of the rest.
How Does PCO Car Hire with Insurance Work?
There is a simple, four-step process to get a PCO car on rent with insurance:
Choose a Provider
The car provider you choose can make or break your PCO career. Therefore, it’s important that you choose a company that can help meet your goals. You can start by doing some research on companies present in your area. Once you have completed your research and found some names to consider, see what is included in their packages and whether they cover insurance or not. Companies that offer insured cars are reliable to work with.
Select Your Vehicle
Now, it’s time to pick a car. The Transport For London (TFL) has strict criteria for PCO cars. According to the criteria, the car cannot be older than 10 years, should be able to carry at least four passengers, and must have four doors. So, when searching for a PCO car with insurance, make sure the car you pick meets these requirements.
Sign the Contract
Your next step is to sign the contract. The contract contains terms and conditions, which is why you must read it carefully and only sign it if it puts your best interest first. Many PCO car hire contracts require the driver to keep the vehicle in good condition. Make sure you agree with all contract terms before signing it for a smooth experience for both you and the company.
Once you have signed the contract, you are ready to drive the car and start earning.
What if I Want to Get a PCO Car through a Rent to Buy Scheme?
That’s even better because this way, every payment you make takes you closer to car ownership. The process is simple as well. All you have to do is find a rent-to-buy car scheme, choose a vehicle, and agree to the terms of the deal. The deal will typically require you to make payments on a weekly or monthly basis. In most cases, the payments cover insurance and even maintenance costs, which means you are fully protected whenever you are driving a PCO car and transporting passengers.